.page-loader {
  position: fixed;
  inset: 0;
  z-index: var(--z-loader);
  background: var(--color-white);
  display: flex;
  align-items: center;
  justify-content: center;
  opacity: 1;

  transition: opacity 0.45s ease;
}


.page-loader.fade-out {
  opacity: 0;
  pointer-events: none;
}


.page-loader__inner {
  position: relative;
  width: 110px;
  height: 110px;
  display: flex;
  align-items: center;
  justify-content: center;
}


.page-loader__ring {
  position: absolute;
  inset: 0;
  border-radius: 50%;

  border: 3px solid var(--color-border);
  border-top-color: var(--color-primary);
  animation: loaderSpin 0.9s linear infinite;

  will-change: transform;
}


.page-loader__logo-img {
  position: relative;
  z-index: 1;
  height: 52px;
  width: auto;
  object-fit: contain;

  flex-shrink: 0;
}


@keyframes loaderSpin {
  to { transform: rotate(360deg); }
}


.hero-slider {
  position: relative;
  width: 100%;
  height: 100vh;
  min-height: 700px;
  overflow: hidden;
  background: var(--color-primary);
}


.hero-slide {
  position: absolute;
  inset: 0;
  opacity: 0;
  transition: opacity 700ms ease;
  will-change: opacity;
}

.hero-slide.active {
  opacity: 1;
}


.hero-slide__bg {
  position: absolute;
  inset: 0;
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: center;

}


.hero-slide__overlay {
  position: absolute;
  inset: 0;
  background: linear-gradient(
    120deg,
    rgba(11, 45, 89, 0.85) 0%,
    rgba(11, 45, 89, 0.50) 60%,
    rgba(11, 45, 89, 0.25) 100%
  );
}


.hero-slide__content {
  position: relative;
  z-index: 2;
  height: 100%;
  display: flex;
  flex-direction: column;
  justify-content: center;
  padding-top: var(--nav-height);
  max-width: var(--container-max);
  margin-inline: auto;
  padding-inline: var(--container-pad);
}

.hero-slide__eyebrow {
  display: inline-flex;
  align-items: center;
  gap: var(--space-2);
  font-size: var(--text-xs);
  font-weight: var(--weight-semi);
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--color-accent);
  margin-bottom: var(--space-4);
  opacity: 0;
  transform: translateY(20px);
  transition: opacity 0.6s ease 0.2s, transform 0.6s ease 0.2s;
}

.hero-slide__eyebrow::before {
  content: '';
  display: block;
  width: 32px;
  height: 1px;
  background: var(--color-accent);
}

.hero-slide.active .hero-slide__eyebrow {
  opacity: 1;
  transform: translateY(0);
}

.hero-slide__title {
  font-family: var(--font-heading);
  font-size: clamp(2.5rem, 6vw, 4.5rem);
  font-weight: var(--weight-bold);
  color: var(--color-white);
  line-height: 1.1;
  letter-spacing: -0.02em;
  max-width: 750px;
  margin-bottom: var(--space-6);
  opacity: 0;
  transform: translateY(30px);
  transition: opacity 0.7s ease 0.35s, transform 0.7s ease 0.35s;
}

.hero-slide.active .hero-slide__title {
  opacity: 1;
  transform: translateY(0);
}

.hero-slide__text {
  font-size: clamp(var(--text-base), 2vw, var(--text-xl));
  color: rgba(255, 255, 255, 0.80);
  max-width: 560px;
  line-height: var(--leading-loose);
  margin-bottom: var(--space-10);
  opacity: 0;
  transform: translateY(20px);
  transition: opacity 0.7s ease 0.5s, transform 0.7s ease 0.5s;
}

.hero-slide.active .hero-slide__text {
  opacity: 1;
  transform: translateY(0);
}

.hero-slide__actions {
  display: flex;
  gap: var(--space-4);
  flex-wrap: wrap;
  opacity: 0;
  transform: translateY(20px);
  transition: opacity 0.7s ease 0.65s, transform 0.7s ease 0.65s;
}

.hero-slide.active .hero-slide__actions {
  opacity: 1;
  transform: translateY(0);
}


.hero-controls {
  position: absolute;
  bottom: var(--space-12);
  left: 0;
  right: 0;
  z-index: 10;
  display: flex;
  align-items: center;
  gap: var(--space-6);
  max-width: var(--container-max);
  margin-inline: auto;
  padding-inline: var(--container-pad);
}


.hero-dots {
  display: flex;
  gap: var(--space-2);
  flex: 1;
}

.hero-dot {
  width: 8px;
  height: 8px;
  border-radius: var(--radius-full);
  background: rgba(255, 255, 255, 0.35);
  cursor: pointer;
  border: none;
  transition: all var(--transition-normal);
  padding: 0;
}

.hero-dot.active {
  width: 32px;
  background: var(--color-accent);
}


.hero-btn {
  width: 48px;
  height: 48px;
  border-radius: var(--radius-full);
  background: rgba(255, 255, 255, 0.15);
  border: 1px solid rgba(255, 255, 255, 0.25);
  color: var(--color-white);
  cursor: pointer;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.1rem;
  transition: all var(--transition-normal);
  backdrop-filter: blur(8px);
}

.hero-btn:hover {
  background: rgba(255, 255, 255, 0.25);
  border-color: rgba(255, 255, 255, 0.5);
  transform: scale(1.05);
}


.hero-progress {
  position: absolute;
  bottom: 0;
  left: 0;
  height: 3px;
  background: var(--color-accent);
  z-index: 10;
  transform-origin: left;
  animation: heroProgress 5s linear infinite;
}

@keyframes heroProgress {
  from { transform: scaleX(0); }
  to   { transform: scaleX(1); }
}


.hero-mini {
  position: relative;
  min-height: 320px;
  display: flex;
  align-items: center;
  background: var(--color-primary);
  padding-top: var(--nav-height);
  overflow: hidden;
}

.hero-mini__bg {
  position: absolute;
  inset: 0;
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: center;
  opacity: 0.25;
}

.hero-mini__content {
  position: relative;
  z-index: 2;
  padding-block: var(--space-16);
  max-width: var(--container-max);
  width: 100%;
  margin-inline: auto;
  padding-inline: var(--container-pad);
  min-width: 0;
  box-sizing: border-box;
}

.hero-mini__title {
  font-family: var(--font-heading);
  font-size: clamp(2rem, 4vw, 3.5rem);
  color: var(--color-white);
  font-weight: var(--weight-bold);
  margin-bottom: var(--space-4);
}

.hero-mini__subtitle {
  font-size: var(--text-lg);
  color: rgba(255, 255, 255, 0.75);
  max-width: 580px;
}


.breadcrumb {
  display: flex;
  align-items: center;
  gap: var(--space-2);
  margin-bottom: var(--space-4);
}

.breadcrumb__item {
  font-size: var(--text-sm);
  color: rgba(255, 255, 255, 0.55);
}

.breadcrumb__item a {
  color: rgba(255, 255, 255, 0.7);
  transition: color var(--transition-fast);
}

.breadcrumb__item a:hover { color: var(--color-white); }

.breadcrumb__separator {
  color: rgba(255, 255, 255, 0.35);
  font-size: 0.7rem;
}






.hero-mega {
  position: relative;
  width: 100%;
  height: 100vh;
  min-height: 580px;
  max-height: 100vh;
  overflow: hidden;
  background: var(--color-primary);
  padding-top: var(--nav-height);
  box-sizing: border-box;

}


.hero-panels-track {
  display: flex;
  width: 400%;
  height: 100%;
  position: relative;
  z-index: 1;

  transition: transform 0.85s cubic-bezier(0.25, 0.46, 0.45, 0.94);
}


.hero-panel {
  flex: 0 0 25%;
  width: 25%;
  height: 100%;
  position: relative;
  overflow: hidden;
  display: grid;
  grid-template-columns: 58% 42%;
  align-items: stretch;
}


.hero-panel__photos-zone {
  position: relative;
  overflow: hidden;
  grid-column: 1;
  grid-row: 1;
}


.hero-photo-item {
  position: absolute;
  inset: 0;
  width: 100%;
  height: 100%;
  transition: transform 0.48s cubic-bezier(0.25, 0.46, 0.45, 0.94);
  will-change: transform;
  z-index: 1;
}


.hero-photo-img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: center;
  display: block;
}


.hero-photo-item--ltr                { transform: translateX(-105%); }
.hero-photo-item--ltr.active         { transform: translateX(0); z-index: 2; }
.hero-photo-item--ltr.exiting        { transform: translateX(105%); z-index: 1; }


.hero-photo-item--rtl                { transform: translateX(105%); }
.hero-photo-item--rtl.active         { transform: translateX(0); z-index: 2; }
.hero-photo-item--rtl.exiting        { transform: translateX(-105%); z-index: 1; }


.hero-photo-item--ttb                { transform: translateY(-105%); }
.hero-photo-item--ttb.active         { transform: translateY(0); z-index: 2; }
.hero-photo-item--ttb.exiting        { transform: translateY(105%); z-index: 1; }


.hero-photo-item--btu                { transform: translateY(105%); }
.hero-photo-item--btu.active         { transform: translateY(0); z-index: 2; }
.hero-photo-item--btu.exiting        { transform: translateY(-105%); z-index: 1; }


.hero-photo-caption {
  position: absolute;
  bottom: 0;
  left: 0;
  right: 0;
  padding: var(--space-6) var(--space-5) var(--space-4);
  background: linear-gradient(transparent, rgba(0,0,0,0.65));
  z-index: 3;
  pointer-events: none;
}

.hero-photo-caption span {
  font-size: var(--text-xs);
  font-weight: var(--weight-semi);
  color: var(--color-white);
  letter-spacing: 0.06em;
  text-transform: uppercase;
}


.hero-photo-placeholder {
  width: 100%;
  height: 100%;
  display: flex;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  text-align: center;
  padding: var(--space-6);
  background: linear-gradient(135deg,
    rgba(11,45,89,0.90) 0%,
    rgba(26,74,138,0.80) 100%);
  gap: var(--space-3);
  box-sizing: border-box;
}

.hero-photo-placeholder__icon  { font-size: 2rem; opacity: 0.45; display: block; }
.hero-photo-placeholder__label { font-size: var(--text-sm); font-weight: var(--weight-semi); color: var(--color-accent); display: block; }
.hero-photo-placeholder__desc  { font-size: 0.68rem; color: rgba(255,255,255,0.50); line-height: 1.5; display: block; max-width: 280px; }
.hero-photo-placeholder__code  { font-size: 0.6rem; font-family: var(--font-mono); color: var(--color-accent); background: rgba(255,255,255,0.06); padding: 3px 8px; border-radius: 3px; display: block; }


.hero-panel__content {
  grid-column: 2;
  grid-row: 1;
  display: flex;
  flex-direction: column;
  justify-content: center;
  padding: var(--space-12) var(--space-8) var(--space-12) var(--space-6);

  background: linear-gradient(135deg,
    rgba(11,45,89,0.90) 0%,
    rgba(11,45,89,0.74) 100%);
  position: relative;
  z-index: 2;
}

.hero-panel__content::before {
  content: '';
  position: absolute;
  left: 0; top: 15%; bottom: 15%;
  width: 3px;
  background: linear-gradient(to bottom, transparent, var(--color-accent), transparent);
  border-radius: 2px;
}

.hero-panel__eyebrow {
  display: block;
  font-size: var(--text-xs);
  font-weight: var(--weight-semi);
  letter-spacing: 0.14em;
  text-transform: uppercase;
  color: var(--color-accent);
  margin-bottom: var(--space-4);
}

.hero-panel__title {
  font-family: var(--font-heading);
  font-size: clamp(1.5rem, 2.4vw, 2.5rem);
  font-weight: var(--weight-bold);
  color: var(--color-white);
  line-height: 1.15;
  letter-spacing: -0.015em;
  margin-bottom: var(--space-4);
}

.hero-panel__text {
  font-size: clamp(var(--text-xs), 1.1vw, var(--text-sm));
  color: rgba(255,255,255,0.75);
  line-height: var(--leading-loose);
  margin-bottom: var(--space-8);
}

.hero-panel__actions {
  display: flex;
  flex-direction: column;
  gap: var(--space-3);
}

.hero-panel__actions .btn {
  width: 100%;
  justify-content: center;
  text-align: center;
  font-size: var(--text-xs);
  padding: 0.7rem 1.2rem;
}


.hero-mega__nav {
  position: absolute;
  bottom: var(--space-8);
  left: 0; right: 0;
  z-index: 20;
  display: flex;
  align-items: center;
  justify-content: center;
  gap: var(--space-5);
  pointer-events: auto;
}

.hero-mega__arrow {
  width: 44px; height: 44px;
  border-radius: 50%;
  background: rgba(255,255,255,0.12);
  border: 1.5px solid rgba(255,255,255,0.25);
  color: var(--color-white);
  font-size: 1.1rem;
  cursor: pointer;
  display: flex; align-items: center; justify-content: center;
  transition: all var(--transition-normal);
  backdrop-filter: blur(8px);
  -webkit-backdrop-filter: blur(8px);
}

.hero-mega__arrow:hover {
  background: rgba(255,255,255,0.22);
  transform: scale(1.08);
}

.hero-mega__dots { display: flex; gap: var(--space-2); align-items: center; }

.hero-mega__dot {
  width: 8px; height: 8px;
  border-radius: 50%;
  background: rgba(255,255,255,0.35);
  border: none; cursor: pointer;
  transition: all var(--transition-normal);
  padding: 0;
}

.hero-mega__dot.active {
  width: 28px;
  border-radius: 4px;
  background: var(--color-accent);
}


.hero-mega__progress {
  position: absolute;
  bottom: 0; left: 0; right: 0;
  height: 3px;
  background: rgba(255,255,255,0.08);
  z-index: 20;
}

.hero-mega__progress-bar {
  height: 100%;
  background: var(--color-accent);
  width: 0%;
  border-radius: 0 2px 2px 0;
}

@keyframes heroProgressBar {
  from { width: 0%; }
  to   { width: 100%; }
}


@media (max-width: 1024px) {
  .hero-panel { grid-template-columns: 52% 48%; }
  .hero-panel__content { padding: var(--space-8) var(--space-5) var(--space-8) var(--space-5); }
  .hero-panel__title { font-size: clamp(1.3rem, 3vw, 1.9rem); }
}


@media (max-width: 767px) {
  .hero-mega {
    min-height: 100svh;
    height: 100svh;
  }

  .hero-panel {
    display: flex;
    flex-direction: column;
  }


  .hero-panel__content {
    order: 1;
    flex: 0 0 auto;
    padding: var(--space-5) var(--space-4) var(--space-4);
    background: rgba(11,45,89,0.88);
  }

  .hero-panel__content::before { display: none; }

  .hero-panel__eyebrow { font-size: 0.65rem; margin-bottom: var(--space-2); }

  .hero-panel__title {
    font-size: clamp(1.2rem, 5vw, 1.6rem);
    margin-bottom: var(--space-3);
  }

  .hero-panel__text {
    font-size: var(--text-xs);
    margin-bottom: var(--space-4);
    display: -webkit-box;
    -webkit-box-orient: vertical;
    overflow: hidden;
  }

  .hero-panel__actions {
    flex-direction: row;
    flex-wrap: wrap;
    gap: var(--space-2);
  }

  .hero-panel__actions .btn {
    flex: 1;
    min-width: 130px;
    font-size: 0.65rem;
    padding: 0.55rem 0.8rem;
  }


  .hero-panel__photos-zone {
    order: 2;
    flex: 1 1 auto;
    min-height: 200px;
  }


  .hero-photo-item {
    width: 100%;
    height: 100%;
    border: none;
  }


  .hero-photo-placeholder__desc { display: none; }
  .hero-photo-placeholder__code { font-size: 0.55rem; }
  .hero-photo-placeholder { padding: var(--space-4); gap: var(--space-2); }


  .hero-mega__nav { bottom: var(--space-3); gap: var(--space-3); }
  .hero-mega__arrow { width: 38px; height: 38px; font-size: 0.9rem; }
  .hero-mega__dot { width: 6px; height: 6px; }
  .hero-mega__dot.active { width: 22px; }


  .hero-photo-caption {
    padding-bottom: calc(var(--space-3) + 48px);
  }
}

@media (max-width: 400px) {
  .hero-panel__content { padding: var(--space-4) var(--space-3) var(--space-3); }
  .hero-panel__title { font-size: 1.15rem; }
}


.hero-mega.hero-mega--force-mobile {
  min-height: 100svh;
  height: 100svh;
}

.hero-mega--force-mobile .hero-panel {
  display: flex;
  flex-direction: column;
}

.hero-mega--force-mobile .hero-panel__content {
  order: 1;
  flex: 0 0 auto;
  padding: var(--space-5) var(--space-4) var(--space-4);
  background: rgba(11,45,89,0.88);
}

.hero-mega--force-mobile .hero-panel__content::before { display: none; }

.hero-mega--force-mobile .hero-panel__eyebrow { font-size: 0.65rem; margin-bottom: var(--space-2); }

.hero-mega--force-mobile .hero-panel__title {
  font-size: clamp(1.2rem, 5vw, 1.6rem);
  margin-bottom: var(--space-3);
}

.hero-mega--force-mobile .hero-panel__text {
  font-size: var(--text-xs);
  margin-bottom: var(--space-4);
  display: -webkit-box;
  -webkit-box-orient: vertical;
  overflow: hidden;
}

.hero-mega--force-mobile .hero-panel__actions {
  flex-direction: row;
  flex-wrap: wrap;
  gap: var(--space-2);
}

.hero-mega--force-mobile .hero-panel__actions .btn {
  flex: 1;
  min-width: 130px;
  font-size: 0.65rem;
  padding: 0.55rem 0.8rem;
}

.hero-mega--force-mobile .hero-panel__photos-zone {
  order: 2;
  flex: 1 1 auto;
  min-height: 200px;
}

.hero-mega--force-mobile .hero-photo-item {
  width: 100%;
  height: 100%;
  border: none;
}

.hero-mega--force-mobile .hero-photo-placeholder__desc { display: none; }
.hero-mega--force-mobile .hero-photo-placeholder__code { font-size: 0.55rem; }
.hero-mega--force-mobile .hero-photo-placeholder { padding: var(--space-4); gap: var(--space-2); }

.hero-mega--force-mobile .hero-mega__nav { bottom: var(--space-3); gap: var(--space-3); }
.hero-mega--force-mobile .hero-mega__arrow { width: 38px; height: 38px; font-size: 0.9rem; }
.hero-mega--force-mobile .hero-mega__dot { width: 6px; height: 6px; }
.hero-mega--force-mobile .hero-mega__dot.active { width: 22px; }

.hero-mega--force-mobile .hero-photo-caption {
  padding-bottom: calc(var(--space-3) + 48px);
}



.site-footer {
  background: var(--color-primary);
  color: rgba(255, 255, 255, 0.70);
  padding-top: var(--space-12);
}

.footer-top {
  max-width: var(--container-max);
  margin-inline: auto;
  padding-inline: var(--container-pad);
  display: grid;
  grid-template-columns: 1.6fr 1fr 1fr 1fr;
  gap: var(--space-8);
  padding-bottom: var(--space-10);
}


.footer-brand .site-logo__name { color: var(--color-white); font-size: var(--text-lg); }

.footer-brand__desc {
  margin-top: var(--space-3);
  font-size: var(--text-xs);
  line-height: 1.7;
  max-width: 280px;
  color: rgba(255,255,255,0.50);
}

.footer-badges {
  display: flex;
  flex-wrap: wrap;
  gap: var(--space-2);
  margin-top: var(--space-4);
}

.footer-badge {
  display: inline-flex;
  align-items: center;
  gap: 3px;
  padding: 2px 8px;
  background: rgba(255,255,255,0.07);
  border: 1px solid rgba(255,255,255,0.10);
  border-radius: var(--radius-sm);
  font-size: 0.65rem;
  letter-spacing: 0.04em;
  text-transform: uppercase;
  color: rgba(255,255,255,0.50);
  font-weight: var(--weight-medium);
}


.footer-col__title {
  font-family: var(--font-body);
  font-size: 0.65rem;
  font-weight: var(--weight-semi);
  letter-spacing: 0.10em;
  text-transform: uppercase;
  color: var(--color-white);
  margin-bottom: var(--space-4);
  padding-bottom: var(--space-2);
  border-bottom: 1px solid rgba(255,255,255,0.10);
}

.footer-col__links {
  display: flex;
  flex-direction: column;
  gap: var(--space-2);
}

.footer-col__link {
  font-size: var(--text-xs);
  color: rgba(255,255,255,0.55);
  transition: color var(--transition-fast), padding-left var(--transition-fast);
  display: inline-flex;
  align-items: center;
}

.footer-col__link:hover {
  color: var(--color-accent);
  padding-left: var(--space-1);
}

.footer-divider {
  border: none;
  border-top: 1px solid rgba(255,255,255,0.08);
}

.footer-bottom {
  max-width: var(--container-max);
  margin-inline: auto;
  padding-inline: var(--container-pad);
  padding-block: var(--space-4);
  display: flex;
  align-items: center;
  justify-content: space-between;
  flex-wrap: wrap;
  gap: var(--space-3);
}

.footer-bottom__copy {
  font-size: 0.68rem;
  color: rgba(255,255,255,0.35);
}

.footer-bottom__links {
  display: flex;
  gap: var(--space-4);
}

.footer-bottom__link {
  font-size: 0.68rem;
  color: rgba(255,255,255,0.35);
  transition: color var(--transition-fast);
}

.footer-bottom__link:hover { color: var(--color-accent); }


@media (max-width: 1024px) {
  .footer-top {
    grid-template-columns: 1fr 1fr;
    gap: var(--space-6);
    padding-bottom: var(--space-8);
  }
  .footer-brand { grid-column: 1 / -1; }
  .footer-brand__desc { max-width: 100%; }
}


@media (max-width: 640px) {
  .site-footer { padding-top: var(--space-8); }

  .footer-top {
    grid-template-columns: 1fr 1fr;
    gap: var(--space-5);
    padding-bottom: var(--space-6);
  }

  .footer-brand {
    grid-column: 1 / -1;
    display: flex;
    align-items: center;
    gap: var(--space-4);
    flex-wrap: wrap;
  }


  .footer-brand__desc { display: none; }
  .footer-badges      { display: none; }


  .footer-col__links li:nth-child(n+5) { display: none; }

  .footer-col__title { font-size: 0.6rem; margin-bottom: var(--space-3); }


  .footer-top > .footer-col:nth-child(4) { display: none; }

  .footer-bottom {
    flex-direction: column;
    align-items: flex-start;
    padding-block: var(--space-3);
    gap: var(--space-2);
  }

  .footer-bottom__links { gap: var(--space-3); }
}


.loan-card {
  background: var(--color-white);
  border-radius: var(--radius-xl);
  overflow: hidden;
  box-shadow: var(--shadow-md);
  transition: all var(--transition-normal);
  display: flex;
  flex-direction: column;
  border: 1px solid var(--color-border);
}

.loan-card:hover {
  box-shadow: var(--shadow-xl);
  transform: translateY(-6px);
  border-color: transparent;
}

.loan-card__img-wrap {
  position: relative;
  height: 220px;
  overflow: hidden;
}

.loan-card__img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  transition: transform var(--transition-slow);
}

.loan-card:hover .loan-card__img {
  transform: scale(1.05);
}

.loan-card__badge {
  position: absolute;
  top: var(--space-4);
  left: var(--space-4);
}

.loan-card__body {
  padding: var(--space-6);
  flex: 1;
  display: flex;
  flex-direction: column;
}

.loan-card__icon {
  width: 48px;
  height: 48px;
  border-radius: var(--radius-md);
  background: rgba(11, 45, 89, 0.07);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.5rem;
  margin-bottom: var(--space-4);
}

.loan-card__title {
  font-family: var(--font-heading);
  font-size: var(--text-xl);
  font-weight: var(--weight-semi);
  color: var(--color-primary);
  margin-bottom: var(--space-2);
}

.loan-card__desc {
  font-size: var(--text-sm);
  color: var(--color-text-light);
  line-height: var(--leading-normal);
  margin-bottom: var(--space-4);
  flex: 1;
}

.loan-card__meta {
  display: flex;
  gap: var(--space-4);
  padding-top: var(--space-4);
  border-top: 1px solid var(--color-border);
  margin-bottom: var(--space-5);
}

.loan-card__meta-item {
  display: flex;
  flex-direction: column;
  gap: 2px;
}

.loan-card__meta-label {
  font-size: 0.7rem;
  text-transform: uppercase;
  letter-spacing: 0.08em;
  color: var(--color-text-muted);
  font-weight: var(--weight-semi);
}

.loan-card__meta-value {
  font-size: var(--text-sm);
  font-weight: var(--weight-bold);
  color: var(--color-primary);
}


.stat-item {
  text-align: center;
  padding: var(--space-6);
}

.stat-item__number {
  font-family: var(--font-heading);
  font-size: clamp(2rem, 4vw, 3rem);
  font-weight: var(--weight-bold);
  color: var(--color-primary);
  line-height: 1;
  display: block;
}

.stat-item__suffix {
  color: var(--color-accent);
}

.stat-item__label {
  font-size: var(--text-sm);
  color: var(--color-text-light);
  margin-top: var(--space-2);
  font-weight: var(--weight-medium);
}


.testimonial-card {
  background: var(--color-white);
  border-radius: var(--radius-xl);
  padding: var(--space-8);
  box-shadow: var(--shadow-md);
  position: relative;
}

.testimonial-card__quote {
  font-size: 4rem;
  color: var(--color-accent);
  line-height: 1;
  font-family: Georgia, serif;
  position: absolute;
  top: var(--space-4);
  right: var(--space-6);
  opacity: 0.25;
}

.testimonial-card__text {
  font-size: var(--text-base);
  color: var(--color-text);
  line-height: var(--leading-loose);
  font-style: italic;
  margin-bottom: var(--space-6);
}

.testimonial-card__author {
  display: flex;
  align-items: center;
  gap: var(--space-3);
}

.testimonial-card__avatar {
  width: 48px;
  height: 48px;
  border-radius: var(--radius-full);
  object-fit: cover;
  background: var(--color-bg-section);
  background-size: cover;
  background-position: center;
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: var(--weight-bold);
  color: var(--color-primary);
  font-size: var(--text-base);
  overflow: hidden;
  flex-shrink: 0;
}

.testimonial-card__name {
  font-weight: var(--weight-semi);
  color: var(--color-primary);
  font-size: var(--text-sm);
}

.testimonial-card__location {
  font-size: var(--text-xs);
  color: var(--color-text-muted);
}

.stars {
  display: flex;
  gap: 2px;
  margin-bottom: var(--space-4);
}

.star {
  color: var(--color-lightning);
  font-size: 0.9rem;
}


.form-group {
  display: flex;
  flex-direction: column;
  gap: var(--space-2);
}

.form-label {
  font-size: var(--text-sm);
  font-weight: var(--weight-medium);
  color: var(--color-text);
}

.form-label span.required {
  color: var(--color-error);
  margin-left: 3px;
}

.form-control {
  width: 100%;
  padding: 0.875rem var(--space-4);
  font-size: var(--text-sm);
  color: var(--color-text);
  background: var(--color-white);
  border: 1.5px solid var(--color-border);
  border-radius: var(--radius-md);
  transition: border-color var(--transition-fast), box-shadow var(--transition-fast);
  outline: none;
  appearance: none;
  -webkit-appearance: none;
}

.form-control:focus {
  border-color: var(--color-primary-light);
  box-shadow: 0 0 0 3px rgba(11, 45, 89, 0.10);
}

.form-control::placeholder {
  color: var(--color-text-muted);
}

.form-control.error {
  border-color: var(--color-error);
  box-shadow: 0 0 0 3px rgba(176, 42, 42, 0.10);
}

.form-error {
  font-size: var(--text-xs);
  color: var(--color-error);
  display: flex;
  align-items: center;
  gap: var(--space-1);
}

select.form-control {
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' viewBox='0 0 12 8'%3E%3Cpath d='M1 1l5 5 5-5' stroke='%234A5478' stroke-width='1.5' fill='none' stroke-linecap='round'/%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: right 1rem center;
  padding-right: 2.5rem;
  cursor: pointer;
}

textarea.form-control {
  resize: vertical;
  min-height: 120px;
}


.form-grid {
  display: grid;
  gap: var(--space-5);
}

.form-grid-2 {
  grid-template-columns: repeat(2, 1fr);
}

.form-col-full { grid-column: 1 / -1; }


.form-radio-group,
.form-check-group {
  display: flex;
  gap: var(--space-4);
  flex-wrap: wrap;
}

.form-radio-option {
  display: flex;
  align-items: center;
  gap: var(--space-2);
  cursor: pointer;
  padding: var(--space-3) var(--space-4);
  border: 1.5px solid var(--color-border);
  border-radius: var(--radius-md);
  transition: all var(--transition-fast);
  font-size: var(--text-sm);
}

.form-radio-option:hover {
  border-color: var(--color-primary-light);
  background: var(--color-bg-section);
}

.form-radio-option input[type="radio"] {
  display: none;
}

.form-radio-option.selected {
  border-color: var(--color-primary);
  background: rgba(11, 45, 89, 0.05);
  color: var(--color-primary);
  font-weight: var(--weight-medium);
}


.form-steps {
  display: flex;
  align-items: center;
  gap: 0;
  margin-bottom: var(--space-10);
}

.form-step {
  display: flex;
  align-items: center;
  flex: 1;
}

.form-step__number {
  width: 36px;
  height: 36px;
  border-radius: var(--radius-full);
  border: 2px solid var(--color-border);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: var(--text-sm);
  font-weight: var(--weight-bold);
  color: var(--color-text-muted);
  background: var(--color-white);
  flex-shrink: 0;
  transition: all var(--transition-normal);
  position: relative;
  z-index: 1;
}

.form-step.active .form-step__number {
  background: var(--color-primary);
  border-color: var(--color-primary);
  color: var(--color-white);
}

.form-step.completed .form-step__number {
  background: var(--color-success);
  border-color: var(--color-success);
  color: var(--color-white);
}

.form-step__label {
  font-size: var(--text-xs);
  color: var(--color-text-muted);
  margin-left: var(--space-2);
  white-space: nowrap;
}

.form-step.active .form-step__label,
.form-step.completed .form-step__label {
  color: var(--color-primary);
  font-weight: var(--weight-medium);
}

.form-step__line {
  flex: 1;
  height: 2px;
  background: var(--color-border);
  margin: 0 var(--space-2);
  transition: background var(--transition-normal);
}

.form-step.completed + .form-step .form-step__line,
.form-step.completed .form-step__line {
  background: var(--color-success);
}


.trust-bar {
  background: var(--color-bg-section);
  border-top: 1px solid var(--color-border);
  border-bottom: 1px solid var(--color-border);
  padding-block: var(--space-6);
}

.trust-bar__inner {
  max-width: var(--container-max);
  margin-inline: auto;
  padding-inline: var(--container-pad);
  display: flex;
  align-items: center;
  justify-content: center;
  gap: var(--space-10);
  flex-wrap: wrap;
}

.trust-item {
  display: flex;
  align-items: center;
  gap: var(--space-3);
  color: var(--color-text-light);
}

.trust-item__icon {
  font-size: 1.5rem;
  color: var(--color-primary);
  flex-shrink: 0;
}

.trust-item__text {
  font-size: var(--text-sm);
  font-weight: var(--weight-medium);
}


.cta-section {
  background: linear-gradient(135deg, var(--color-primary) 0%, var(--color-primary-light) 100%);
  padding-block: var(--space-20);
  position: relative;
  overflow: hidden;
}

.cta-section::before {
  content: '';
  position: absolute;
  top: -50%;
  right: -10%;
  width: 600px;
  height: 600px;
  border-radius: 50%;
  background: rgba(200, 168, 75, 0.08);
  pointer-events: none;
}

.cta-section::after {
  content: '';
  position: absolute;
  bottom: -30%;
  left: -5%;
  width: 400px;
  height: 400px;
  border-radius: 50%;
  background: rgba(255, 255, 255, 0.04);
  pointer-events: none;
}

.cta-section__inner {
  position: relative;
  z-index: 1;
  text-align: center;
  max-width: 700px;
  margin-inline: auto;
  padding-inline: var(--container-pad);
}

.cta-section__eyebrow {
  display: block;
  font-size: var(--text-xs);
  font-weight: var(--weight-semi);
  letter-spacing: 0.12em;
  text-transform: uppercase;
  color: var(--color-accent);
  margin-bottom: var(--space-4);
}

.cta-section__title {
  font-family: var(--font-heading);
  font-size: clamp(1.75rem, 3.5vw, 2.75rem);
  color: var(--color-white);
  font-weight: var(--weight-bold);
  margin-bottom: var(--space-4);
  line-height: 1.2;
}

.cta-section__text {
  font-size: var(--text-lg);
  color: rgba(255, 255, 255, 0.70);
  margin-bottom: var(--space-8);
  line-height: var(--leading-loose);
}

.cta-section__actions {
  display: flex;
  gap: var(--space-4);
  justify-content: center;
  flex-wrap: wrap;
}


.icon-check::before   { content: '✓'; }
.icon-arrow::before   { content: '→'; }
.icon-phone::before   { content: '📞'; }
.icon-email::before   { content: '✉'; }
.icon-lock::before    { content: '🔒'; }
.icon-shield::before  { content: '🛡'; }
.icon-home::before    { content: '🏠'; }
.icon-car::before     { content: '🚗'; }
.icon-money::before   { content: '💶'; }
.icon-star::before    { content: '★'; }


.process-step {
  display: flex;
  gap: var(--space-5);
  align-items: flex-start;
}

.process-step__number {
  width: 52px;
  height: 52px;
  border-radius: var(--radius-full);
  background: var(--color-primary);
  color: var(--color-white);
  display: flex;
  align-items: center;
  justify-content: center;
  font-family: var(--font-heading);
  font-size: var(--text-lg);
  font-weight: var(--weight-bold);
  flex-shrink: 0;
}

.process-step__content { flex: 1; }

.process-step__title {
  font-family: var(--font-heading);
  font-size: var(--text-xl);
  color: var(--color-primary);
  margin-bottom: var(--space-2);
}

.process-step__text {
  font-size: var(--text-sm);
  color: var(--color-text-light);
  line-height: var(--leading-loose);
}


.accordion-item {
  border: 1px solid var(--color-border);
  border-radius: var(--radius-md);
  overflow: hidden;
  margin-bottom: var(--space-3);
}

.accordion-trigger {
  width: 100%;
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: var(--space-5) var(--space-6);
  background: var(--color-white);
  cursor: pointer;
  border: none;
  text-align: left;
  font-size: var(--text-base);
  font-weight: var(--weight-medium);
  color: var(--color-primary);
  gap: var(--space-4);
  transition: background var(--transition-fast);
}

.accordion-trigger:hover { background: var(--color-bg-section); }

.accordion-icon {
  width: 24px;
  height: 24px;
  border-radius: var(--radius-full);
  border: 1.5px solid var(--color-border);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1rem;
  color: var(--color-primary);
  flex-shrink: 0;
  transition: transform var(--transition-normal), background var(--transition-fast);
}

.accordion-item.open .accordion-icon {
  transform: rotate(45deg);
  background: var(--color-primary);
  border-color: var(--color-primary);
  color: var(--color-white);
}

.accordion-content {
  max-height: 0;
  overflow: hidden;
  transition: max-height 450ms ease;
}

.accordion-item.open .accordion-content {
  max-height: 500px;
}

.accordion-body {
  padding: 0 var(--space-6) var(--space-5);
  font-size: var(--text-sm);
  color: var(--color-text-light);
  line-height: var(--leading-loose);
}


.alert {
  padding: var(--space-4) var(--space-5);
  border-radius: var(--radius-md);
  font-size: var(--text-sm);
  display: flex;
  align-items: flex-start;
  gap: var(--space-3);
  line-height: var(--leading-normal);
}

.alert-success {
  background: rgba(26, 122, 74, 0.08);
  border: 1px solid rgba(26, 122, 74, 0.20);
  color: var(--color-success);
}

.alert-error {
  background: rgba(176, 42, 42, 0.08);
  border: 1px solid rgba(176, 42, 42, 0.20);
  color: var(--color-error);
}

.alert-info {
  background: rgba(11, 45, 89, 0.06);
  border: 1px solid rgba(11, 45, 89, 0.12);
  color: var(--color-primary);
}


@media (max-width: 768px) {
  .hero-slider { min-height: 600px; }
  .hero-slide__title { font-size: clamp(1.8rem, 7vw, 2.5rem); }
  .hero-controls { bottom: var(--space-6); }
  .hero-btn { width: 40px; height: 40px; font-size: 0.9rem; }

  .form-grid-2 { grid-template-columns: 1fr; }
  .form-col-full { grid-column: 1; }

  .form-steps .form-step__label { display: none; }
}

@media (max-width: 640px) {
  .hero-slider { min-height: 500px; }
  .cta-section__actions { flex-direction: column; align-items: center; }
}